Cashless Health Insurance
To establish of excellent healthy environment for service user and service providers to all the Indian citizen in all over Pan India Govt and private hospital and health care institutions for indoor medical treatment for any illness or any type of accident those where our customer avail the indoor/in house hospitalising medical treatment services in all over India with validity of 365 days.
We cover all the expenses of our customer/member with all type of diagnosed / examination/investigation, medicines and surgery with in house day – night care. We pray the God for our customer have good health at the time of discharge of hospital and health care institutions. At the time of discharge of customer and his family don’t bother for the all type expenses incurred during in hospital staying /treatment. All the medical expenses reimbursed by us to the hospital directly in bank account thru online payment system.
Choice of treatment is depended of patient and his family members availed best quality treatment all over India Govt / private hospital and health care institutions for his health treatment for any type illness or any type accident during the period 365 days.
Types of Cashless Health Insurance Policies in India
Cashless Individual Health Insurance
Cashless Individual Health Insurance policies offer cashless claims to individuals, that is the policyholder, against hospital expenses and other benefits, as per the terms and conditions of the policy.
Cashless Family Health Insurance
Cashless Individual Health Insurance policies offer cashless claims to individuals, that is the policyholder, against hospital expenses and other benefits, as per the terms and conditions of the policy.
Cashless Health Insurance for Senior Citizen
As the name suggests, this cashless health insurance plan offers covers that are especially designed for senior citizens. It covers ambulance costs, hospitalization expenditures, pre-existing diseases as specified by the policy document, etc.
Why Health Insurance is Essential
While health insurance policies cover hospitalization costs, you may still need to pay upfront before filing a claim. For individuals with limited or no savings, this can be a challenging situation. Cashless hospitalization acts as a savior by eliminating this upfront payment requirement, allowing you to focus on recovery.
Why Health Insurance is Essential
Single Premium Policy
- Validity of 365 days.
- Starts from the date of registration acceptance.
Benefits
- Create a debt-free family.
- Peace of mind with financial wealth creation.
- Protect your personal savings and investments.
Key Coverage Details
- No upfront payments at any network hospitals.
- Includes all hospitalization expenses related to:
- Medical diagnostic tests.
- Medicines.
- In-patient care for over 24 hours.
- Emergency ambulance expenses.
- Domiciliary treatment.
- Organ transplants.
Advantages of Cashless Health Insurance
Provides a Robust Corpus for Medical Emergencies
Medical emergencies, whether unforeseen or not, can significantly impact your finances if not planned for in advance. Cashless claims save critical time during emergencies, enabling the patient’s family to focus on treatment rather than arranging funds. Simply present the cashless health insurance card to the hospital to begin the necessary treatment without delay.A Source of Relief
A cashless health insurance policy provides peace of mind by eliminating financial concerns during medical emergencies. With a hassle-free cashless claim process, you can start treatment without delay and focus solely on recovery.Extensive Range of Coverage
Cashless health insurance policies often include:- Pre- and post-hospitalization expenses.
- Ambulance expenses.
- Inpatient care.
- Domiciliary treatment.
- Periodic health check-ups and diagnostic tests (in select plans).
Safeguards Your Health During Travels
In case of medical emergencies while traveling, cashless health insurance ensures access to reliable medical services at network hospitals without worrying about upfront expenses.Tax Benefits
Premium payments for cashless health insurance policies are eligible for tax deductions under Section 80D of the Income Tax Act, 1961:- Up to ₹25,000 for individuals below 60 years.
- Up to ₹50,000 for senior citizens.
Easy Procedure to Renew Cashless Policy
Offline Renewal
Contact the health insurance provider at least 30 days before the policy expiration and request renewal. Inform the insurer of any changes in health conditions during the renewal process.Online Renewal
- Visit the insurer’s website.
- Enter basic details and the policy number.
- Proceed with payment via debit/credit card or net banking.
Conclusion
Having a health insurance policy for yourself and your family is vital, considering the rising costs of medical care. A cashless claim policy adds significant value by saving the insured from arranging funds at the last moment for hospitalization or treatment.