Insurance Service We Provide You
Term Life Insurance
Our term life insurance plans offer maximum coverage at minimal premiums, ensuring financial stability for your loved ones in the event of an unforeseen loss.
Cashless Health Insurance
Experience stress-free hospitalization with our cashless health insurance policies. Covering expenses for diagnostics, treatments, surgeries, and more, these plans
Critical Illness Coverage
Protect yourself and your family against life-threatening diseases with comprehensive critical illness coverage. Receive a lump sum amount upon diagnosis..
Term Insurance
Term insurance is a life insurance policy offering financial coverage to the policyholder’s beneficiaries in case of the insured’s demise during the policy term. It provides the highest life coverage at minimal premiums, ensuring your loved ones’ financial security.
Key Highlights:
- Affordable premiums for significant life coverage.
- Coverage for critical illnesses and disabilities.
- Tax benefits on premiums paid under applicable laws.
Why Choose Term Insurance?
- Protect Your Family: Ensure financial stability for dependents by covering monthly expenses and major life goals like education and marriage.
- Safeguard Assets: Pay off debts like home or car loans, protecting your family from financial burdens.
- Lifestyle Risks Coverage: Many plans include critical illness protection, offering lump-sum payouts for conditions like cancer or heart disease.
Benefits of Term Insurance Plans
- Affordable Coverage: Provides higher sum assured at low premiums.
- Critical Illness Cover: Optional add-ons ensure payouts for critical illnesses, disabilities, or accidental death.
- Tax Savings: Enjoy tax benefits under Sections 80C and 10(10D) of the Income Tax Act.
- Flexible Payout Options: Choose lump-sum, monthly, or annuity payouts.
- Loan and Liability Protection: Safeguards dependents from financial liabilities.
Types of Term Insurance Plans
- Level Term Plan: Fixed sum assured throughout the policy.
- Term Return of Premium (TROP): Refunds premiums if the insured survives the term.
- Group Term Insurance: Coverage for businesses or large families.
- Increasing/Decreasing Term Plans: Adjusts coverage to inflation or loan repayment needs.
- Convertible Plans: Converts to other policies like endowment plans later.
- Single and Joint Life Plans: Ideal for couples, ensuring comprehensive protection for both.