Who we are
Welcome to Insurance Corporation! Please read these terms and conditions carefully before using our website. By accessing or using our services, you agree to comply with the terms outlined here.
General Terms
- Eligibility:
- By using this website, you confirm that you are at least 18 years old and legally capable of entering into contracts.
- Policy Purchase and Usage:
- All insurance products and services are subject to the terms of the policy contract.
- Premiums, coverage details, and benefits are governed by the respective policy terms.
- Accuracy of Information:
- Users are responsible for providing accurate and complete information while applying for any policy. Failure to do so may lead to policy rejection or claim denial.
Exclusions: What Is Not Included in Policies
Insurance policies offered by Insurance Corporation are designed to cover specified risks and benefits. However, certain situations, conditions, and events are excluded from coverage. These exclusions may vary by policy type, but common exclusions include:
- Pre-Existing Conditions:
- Any illness, injury, or medical condition diagnosed or treated before the commencement of the policy is not covered unless explicitly stated.
- Acts of Negligence:
- Losses or damages caused by intentional self-harm, reckless behavior, or failure to take reasonable precautions are excluded.
- Unlawful Activities:
- Claims arising from participation in illegal activities, criminal acts, or violations of law are not covered.
- Substance Abuse:
- Any claim arising due to the influence of alcohol, drugs, or other intoxicating substances is excluded.
- War and Nuclear Risks:
- Damages or losses caused by war, invasion, civil unrest, or nuclear incidents are excluded from coverage.
- Suicide Clause:
- Death due to suicide within the first year of the policy term is not covered unless stated otherwise in the policy.
- Excluded Occupations:
- Professions deemed high-risk, such as mining, aviation, or hazardous material handling, may not be covered or require additional premiums.
- Cosmetic and Elective Procedures:
- Expenses related to cosmetic surgery or treatments not medically necessary are excluded unless resulting from an insured accident.
- Participation in Extreme Sports:
- Injuries or losses arising from participation in activities like bungee jumping, skydiving, or motor racing are typically excluded unless add-on coverage is purchased.
- Deliberate Policy Misrepresentation:
- Any false or misleading information provided during the policy application process may result in exclusion of coverage or cancellation of the policy.
- Natural Wear and Tear:
- Damages resulting from normal wear and tear or depreciation of assets are excluded.
- Epidemics and Pandemics:
- Claims arising due to declared pandemics or epidemics may be excluded unless explicitly covered under the policy terms.
Website Usage Policy
- Intellectual Property:
- All content, logos, and materials on this website are the intellectual property of Insurance Corporation. Unauthorized use is prohibited.
- Third-Party Links:
- Our website may contain links to third-party sites for convenience. We are not responsible for the content or policies of these external websites.
- Data Protection:
- Any personal information provided by users is protected under our Privacy Policy.
Disclaimer of Liability
- Insurance Corporation is not liable for any direct, indirect, or incidental losses caused due to reliance on the information provided on this website.
- All products and services are subject to the terms mentioned in the respective policy documents.
Modification of Terms
Insurance Corporation reserves the right to update or modify these terms at any time. Changes will be effective immediately upon posting on this page.